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Debt and Your Health

Are you finding it hard to cope with your debt?

Are you struggling to pay for your household expenses, travel expenses and everyday costs?
Are your Creditors constantly writing to you and/or ringing at all times?

If you have little money saved, lots of debts and the unexpected happens, you lose your employment, you or your partner are ill, now is the time to take specific and specialised action to avoid any further trauma or heart ache.  There are many ways that you may receive help and advice.

There are many and varied solutions which would help you get to grips with your debts and move forward in a calm and disciplined way.

An example of some of the debt solutions available are:

Your debt and mental health

If your mental health fluctuates, being in debt can bring on a bad episode. If you experience anxiety or depression, you may feel tempted to ignore the problems. You may become too afraid to open the mail or answer the phone.

If you are in financial difficulty, you may feel ashamed and feel unable to talk to others about it. There are sources of help that will allow you to regain control and will not be judgmental.

Warning signs of mental health
The physical warning signs of adverse mental health can manifest in many ways, they include:

  • Headache
  • Back Pain
  • You can become snappy with friends, family and colleagues
  • Lack of Sleep
  • Mood swings
  • The warning signs of mental health and debt can vary hugely from person to person.

The age old adage of ‘sticking your head in the sand’ is a very common problem for people with debts, the only problem being that the problem will not go away! It will only become worse.

  • Not opening mail or in fact hiding mail from a partner
  • Ignoring the phone calls
  • Putting off the inevitable

Coping With Stress And Debt

There are various steps that can be taken when dealing with stress and debt

Accept there is a debt problem.

This will go a long way to tackling the problem and continued worry and stress.

Talk to someone about your debt problems,

If you find it difficult to discuss debt issues with family or friends, we will be happy to help and advise on the best way forward.

Some of the organisations you could talk to include-

The Samaritans  Tel: 116 123

Mind Tel: 0300 123 3393

Anxiety UK  Tel: 03444 775 774

and many more.

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