Personal Debt

Being in debt is a very personal issue and often people find it difficult to talk about it - even to family and friends.

Increasing rates of lending and debt are resulting in more and more people seeking financial advice.

According to research an estimated 7.9 million people were expecting to be behind with their finances in January 2018. So if you are in debt - you're not alone.

The best thing you can do is make a plan to get on top of your finances.

We can offer a number of solutions depending on your situation:

Latest Blog Posts

Unsecured debt reaches new high

Working families on average worse off today than before the financial crisis. Th...

Save yourself from financial heartbreak

It seems like it wasn’t just love in the air this Valentine’s Day, b...

Are you one in 10?

According to a recent poll by MoneySuperMarket one in 10 Brits have sleepless ni...

Don’t present debt this Christmas

Christmas is only around the corner and several people, in fact millions, are wo...

What our clients say...

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Clive was understanding and able to relate to what our needs were and what we were trying to achieve. He linked me into his team, and I have to say that it was seamless. Whether I spoke to Kit o...

E, Southampton

I hadn’t met Clive when I asked him to help with some business credit card debts. At our first meeting I found Clive very approachable and helpful – he knew exactly what needed to be...

TC, Swansea

When I first met Clive I had no idea where to turn. I felt hugely depressed, embarrassed and very guilty that I’d got myself into this position of total despair. Clive spent time with me explain...

PJ, Neath

Please can I thank you from the bottom of my heart for all your help and support over the last 5 years. I really don't know what I would've done without you.I now feel I can carry on with my life with...

JU, Rhondda

As we know, debt is a terrible thing. The worry can become a real problem. A charity I am involved with has been in need of professional advice for some time. After seeing Clive's professional approac...

V J, Cardiff

Clive was is a diamond. I had taken advice from the CAB before I met Clive, and they told me that the solution I eventually went down wasn’t possible. My mother passed away six weeks befor...

S, South Wales