Personal Debt

Being in debt is a very personal issue and often people find it difficult to talk about it - even to family and friends.

Increasing rates of lending and debt are resulting in more and more people seeking financial advice.

According to research an estimated 7.9 million people were expecting to be behind with their finances in January 2018. So if you are in debt - you're not alone.

The best thing you can do is make a plan to get on top of your finances.

We can offer a number of solutions depending on your situation:

Latest Blog Posts

Don’t present debt this Christmas

Christmas is only around the corner and several people, in fact millions, are wo...

The highs and lows of consumer spending

We’re well into the run-up to Christmas, and it seems as if consumer spend...

Money and mental health

On Wednesday 10th October, we celebrated World Mental Health Day to raise awaren...

Festive Finances

It’s officially less than 100 days until Christmas. Yes, we did say Christ...

What our clients say...

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I found Clive Williams and all his staff to be very helpful and the information which they gave us was very clearly explained and helped us to decide that the best way forward for our Community Trust....

LG, Vale of Glamorgan

Having not been in this position before, finding myself sitting in front of Clive with nowhere left to turn was indeed a sobering experience. Unfortunately an acrimonious split from a major shareholde...

SM, Bristol

For a good while I had been struggling to keep up with my debts and then a few months ago my wife died. It hit me badly and I was unable to work as many hours as I usually did and my financial situati...

M. A. Cwmbran

The ball started rolling within an hour of me making contact with Clive. He was on it straight away and from that point on, I didn’t need to worry. I would 100% recommend Clive to an...

TB, Maesteg

I put Clive in touch with my friend and he provided first-class technical advice and personal support at a time of deep distress and anxiety. His discretion and commitment to confidentiality during th...

D and D, Newport

I hadn’t met Clive when I asked him to help with some business credit card debts. At our first meeting I found Clive very approachable and helpful – he knew exactly what needed to be...

TC, Swansea