Personal Debt

Being in debt is a very personal issue and often people find it difficult to talk about it - even to family and friends.

Increasing rates of lending and debt are resulting in more and more people seeking financial advice.

According to research an estimated 7.9 million people were expecting to be behind with their finances in January 2018. So if you are in debt - you're not alone.

The best thing you can do is make a plan to get on top of your finances.

We can offer a number of solutions depending on your situation:

Latest Blog Posts

Are you one in 10?

According to a recent poll by MoneySuperMarket one in 10 Brits have sleepless ni...

Don’t present debt this Christmas

Christmas is only around the corner and several people, in fact millions, are wo...

The highs and lows of consumer spending

We’re well into the run-up to Christmas, and it seems as if consumer spend...

Money and mental health

On Wednesday 10th October, we celebrated World Mental Health Day to raise awaren...

What our clients say...

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I found Clive Williams and all his staff to be very helpful and the information which they gave us was very clearly explained and helped us to decide that the best way forward for our Community Trust....

LG, Vale of Glamorgan

When I called Clive initially I was somewhat stressed. He was as cool as mustard, let me talk, thought about it, and then immediately came up with a plan of action. When things became more...

TB, Bristol

Clive Williams helped me through my bankruptcy. His calm, reassuring nature and totally professional attitude encouraged trust, honesty and co-operation. He was polite and understanding yet efficient ...

CM, Pontypridd

It’s always a daunting matter dealing with delicate personal issues with someone new, but after our first phone call with Clive Williams he put our minds straight at ease. And on meeting with Cl...

SG, Rhondda

I have gone through some tough personal and business problems this year and Clive and Kit have helped me overcome them. You have shown complete understanding and compassion of my situation and b...

A. L., Bridgend

Having not been in this position before, finding myself sitting in front of Clive with nowhere left to turn was indeed a sobering experience. Unfortunately an acrimonious split from a major shareholde...

SM, Bristol