Personal Debt

Being in debt is a very personal issue and often people find it difficult to talk about it - even to family and friends.

Increasing rates of lending and debt are resulting in more and more people seeking financial advice.

According to research an estimated 7.9 million people were expecting to be behind with their finances in January 2018. So if you are in debt - you're not alone.

The best thing you can do is make a plan to get on top of your finances.

We can offer a number of solutions depending on your situation:

Latest Blog Posts

Unsecured debt reaches new high

Working families on average worse off today than before the financial crisis. Th...

Save yourself from financial heartbreak

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According to a recent poll by MoneySuperMarket one in 10 Brits have sleepless ni...

Don’t present debt this Christmas

Christmas is only around the corner and several people, in fact millions, are wo...

What our clients say...

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When I called Clive initially I was somewhat stressed. He was as cool as mustard, let me talk, thought about it, and then immediately came up with a plan of action. When things became more...

TB, Bristol

I have gone through some tough personal and business problems this year and Clive and Kit have helped me overcome them. You have shown complete understanding and compassion of my situation and b...

A. L., Bridgend

Clive was is a diamond. I had taken advice from the CAB before I met Clive, and they told me that the solution I eventually went down wasn’t possible. My mother passed away six weeks befor...

S, South Wales

For a good while I had been struggling to keep up with my debts and then a few months ago my wife died. It hit me badly and I was unable to work as many hours as I usually did and my financial situati...

M. A. Cwmbran

I would like to say thank you to Clive for his help and support recently. Clive was very understanding of our case and provided us with everything we needed, whenever we needed it. From start to finis...

J, Chepstow

I found Clive Williams and all his staff to be very helpful and the information which they gave us was very clearly explained and helped us to decide that the best way forward for our Community Trust....

LG, Vale of Glamorgan